Showing 1 - 10 of 157,451
, rather than only assessing an SME’s repayment ability. The aim of this paper is to research credit risk assessment models for … improve the credit rating status in the process of SME financing. (2)By analyzing and comparing the empirical results, we find … that the SVM assessment model, on evaluating the SME credit risk, is more effective than the BP neural network assessment …
Persistent link: https://www.econbiz.de/10011541786
Persistent link: https://www.econbiz.de/10012424593
Owing to information asymmetry, evaluating the credit risk of small- and medium-sized enterprises (SMEs) is difficult. While previous studies evaluating the credit risk of SMEs have mostly focused on intrinsic risk generated by SMEs, our study considers both intrinsic and relational risks...
Persistent link: https://www.econbiz.de/10013413115
Persistent link: https://www.econbiz.de/10015049754
Persistent link: https://www.econbiz.de/10014565302
Persistent link: https://www.econbiz.de/10015066029
Persistent link: https://www.econbiz.de/10011541908
Risk management is one of the most important branches of business and finance. Classification models are the most popular and widely used analytical group of data mining approaches that can greatly help financial decision makers and managers to tackle credit risk problems. However, the...
Persistent link: https://www.econbiz.de/10011408703
Persistent link: https://www.econbiz.de/10012431899
Persistent link: https://www.econbiz.de/10003994008