bankruptcy asset exemptions and mortgage foreclosure laws on mortgage defaults across different segments of the mortgage market …. Certain provisions of foreclosure laws, such as judicial foreclosure, are associated with a higher level of mortgage defaults … statistically significant non-linear relationship between bankruptcy asset exemptions and mortgage defaults …

down payments, the life-cycle profile of homeownership, and the mortgage default rate. In addition, we show that the …

The current study investigates the recent mortgage crisis to determine whether deteriorating aggregate loan …

The purposes of the study were to create a profile of the mortgage default clientele and to examine how clientele were …

In this paper we examine the relationship between homeowners' bankruptcy decisions and their mortgage default decisions …

In assessing the riskiness of a mortgage loan, one of the primary underwriting criteria used by lenders and one of the …. In this paper, we address mortgage default from a new perspective: instead of focusing on the overall property value, we … the players in the mortgage industry and for policy makers is that, in order to have the same default rate, a property …

From 2007 to 2009 U.S. house prices plunged and mortgage defaults surged. While ostensibly consistent with widespread … “ruthless default,” analysis of detailed mortgage and house price data indicates that borrowers do not walk away until they are …

, and its relationship with mortgage default. We find that lender effort to collect soft information is intertwined with …

consumption, mortgage borrowing, and defaults. We use the model as a laboratory to evaluate default-prevention policies. While … necessary to prevent large increases in the mortgage default rate after large declines in the aggregate price of housing …