Rugimbana, Robert; Iversen, Philip - In: International Journal of Bank Marketing 12 (1994) 2, pp. 30-35
ATM usage patterns on the basis of consumers′ perceptions of the attributes of this innovation. Seeks to determine the … association between consumer ATM usage patterns and their perceptions of ATM attributes by identifying those variables which … from non‐users in their perceptions of at least three ATM attributes; convenience, reliability, and suitability …