optimal life-cycle pattern of retirement saving. Importantly, the effects are highly heterogeneous across the income …Planning for retirement is difficult, but essential for future financial security. To formally analyse the interplay …. Automatic enrolment into private pensions raises participation (the `default option effect'), but its impact on aggregate saving …

analysis of household saving rates as well as a dynamic panel analysis of the determinants of household saving rates using a … spatial Durbin model. To summarize our main findings, we find that, in China, the household saving rate shows significant … saving rate, and that the logarithm of per capita household disposable income, the regional economic growth rate, the share …

time the policy released a substantial amount of savings from an early retirement scheme that were locked in the scheme …

rose to unprecedented levels. In this paper we investigate the drivers of households' behaviour in Italy from a macro and … Italian Households, we find that, apart from any economic reasons, spending is held back more by fear of infection and … uncertainty about the future than by the restrictive measures. Households where the head is self-employed are mainly discouraged …

-party reported data on saving behavior. I find that wealth taxation causes households to save more, and that this increase in saving …I use a quasi-experiment in Norway to examine how households respond to capital taxation. The introduction of a new … wealth assessment methodology in 2010 led to geographic discontinuities in household exposure to wealth taxes, along both the …

-dollar increase in pension wealth leads to a 26-cent rise in total debt. We exploit time-sector variation in mandatory … pension contribution rates to isolate the effect of pension wealth on the full financial balance sheet. Concerns of …

time the policy released a substantial amount of savings from an early retirement scheme that were locked in the scheme …

inefficient and reduces the agent's pension wealth by 10%, lowering expected annual consumption in retirement by 3%. This …Pension reforms in OECD countries endow individuals with more responsibility for their financial security in retirement …