An anomaly in the pricing of bank non-interest mortgage charges

This paper uses a monopolistically competitive model to study the determinants of bank mortgage charges. The study shows that concentration and the loan-price ratio do not have significant effects on the bank mortgage charges. Significantly, the charges are found to be positively related to the number of banks and bank offices in a given market and inversely related to the market size or population. (JEL L130, G210) Copyright Springer 1999

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Year of publication:	1999
Authors:	Hung, Chao-shun
Published in:	Journal of Economics and Finance. - Springer, ISSN 1055-0925. - Vol. 23.1999, 2, p. 162-169
Publisher:	Springer

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Type of publication:	Article
Source:	RePEc - Research Papers in Economics

Persistent link: https://www.econbiz.de/10010848223