An Overview of the Banking Sector Consolidation in India : A Conceptual Framework

This paper aims to take a look at the literature available on the bank consolidation with a special stress on Indian scenario. It appears that that until and unless the true motive of consolidation is properly understood at this point of time proper conclusion cannot be drawn. Evidence of collusion, corruption, crony capitalism which may have given rise to the high level of NPA complicates the matter. Greater transparency is required before any research can be designed to suggest the most appropriate measure in this regard