Analisa Faktor-Faktor Yang Mempengaruhi Keputusan Pemberian Kredit Mikro PadaPT. Bank BTPN Mitra Usaha Rakyat AreaSumatera Bagian Utara (SUMBAGUT)
The purpose of this study was to test to what extent the influence of length of business, business capacity, debtor’s character, and funded economic sector on the decision of credit extension to be taken by the bank. This study was conducted at Bank BTPN Mitra Usaha Rakyat in the Northern Sumatera Area including its 37 branch offices all over Sumatera Utara. The data obtained were analyzed by means of multiple regression analysis method. The analyzed based on data from 37 respondents from 37 branch offices at Bank BTPN. The data coleection was obtained from primary data by using questionnaire distribution. Because the population is relativel;y small, so all population become sample, so the study method using sensus methods. The result of this study showed that simultaneously the variables of length of business, business capacity, debtor’s character, and funded economic sector have influenced on the decision of credit extension to be taken by the bank can be accepted. Partially, the variable of business capacity has a positive and significant influence on the decision of credit extension.
Year of publication: |
2011-05-11
|
---|---|
Authors: | Vida, Sally Maya |
Other Persons: | Maksum, Azhar (contributor) ; Muda, Iskandar (contributor) |
Subject: | Length of Business | Business Capacity | Debtor’s Character | Funded Economic Sector | Decision of Credit |
Saved in:
freely available