Assessing performance of banks in India fifty years after nationalization

Intro -- Preface -- Contents -- About the Authors -- List of Figures -- List of Tables -- 1 Introduction -- 1.1 Background -- 1.2 Plan of Study -- 1.3 Objectives -- References -- 2 Bank Nationalization: Background and Formulation -- 2.1 Evolution of Banks in India -- 2.1.1 The Early Phase -- 2.1.2 Development of Banks in the Pre-independence Era -- 2.2 Background and Rationale of Bank Nationalization -- 2.3 Indian Banks in the Modern Era -- References -- 3 Review of Literature -- 3.1 Introduction -- 3.2 Conventional Banking Performance Studies 3.3 Review of Studies of Bank Efficiency in India Using DEA Technique -- 3.4 Review of Studies of Bank Efficiency Using Window DEA Technique -- 3.5 Weakness of the Earlier Studies -- References -- 4 Issues in Data Selection and Description of Data -- 4.1 Introduction -- 4.1.1 Issues in the Selection of Inputs and Outputs -- 4.2 Data Set and Time Period -- 4.2.1 Description of the Inputs and Outputs -- 4.3 Description of the Independent Variables Used -- References -- 5 Conventional Analysis of Banks' Performance -- 5.1 Introduction -- 5.2 Parameters of Banks' Performance: Issues of Measurement 5.3 Description of Various Conventional Performance Indicators of Banks -- 5.4 Analytical Evaluation of the Conventional Performance of Banks -- 5.5 Conclusion -- References -- 6 Measurement of Competition -- 6.1 Introduction -- 6.1.1 Banks and Competition in India: Some Debates -- 6.2 Toward Measurement of Competitiveness-Various Issues -- 6.3 Research Methodology-Panzar-Rosse Model -- 6.4 Data and Empirical Findings -- 6.5 Conclusion -- References -- 7 Measurement of Banks' Performance by Using Super-Efficiency DEA Model -- 7.1 Introduction -- 7.2 Efficiency Measurement-A Prelude 7.3 Methodology -- 7.3.1 Data Envelopment Analysis -- 7.3.2 Measurement of Super-Efficiency -- 7.4 Analysis of Efficiency and Super-Efficiency Results -- 7.4.1 Analysis of Results for Model A -- 7.4.2 Analysis of Results for Model B -- 7.5 Analysis of the Regression Results and Digging into the Causes of Inefficiency -- 7.5.1 Model A -- 7.5.2 Model B -- 7.6 Conclusion -- References -- 8 Measuring Efficiency of Indian Banks Using Window DEA Analysis -- 8.1 Introduction -- 8.2 Conceptual Framework and Methodology -- 8.3 Findings and Analysis of Window DEA Results 8.3.1 Pattern of Changes in Efficiency Score over Time-Model A -- 8.3.2 Pattern of Changes in Efficiency Score over Time-Model B -- 8.3.3 Pattern of Changes in Efficiency Score Across Windows -- 8.4 Conclusion -- References -- 9 Informal Banking, Trust and Mutual Reciprocity -- 9.1 Introduction -- 9.2 Trust, Mutual Reciprocity and Credit -- 9.3 Trust and Credit: Indian Scenario -- 9.3.1 Macro Perspective -- 9.3.2 Micro-field Observations -- 9.4 Summing Up -- References -- 10 Summation and Future Roadmap -- 10.1 Introduction -- 10.2 The Rationale for Bank Efficiency Analysis