Banking (Conservatively) with Optimists

In the course of ordinary business, commercial banks frequently encounter entrepreneurs seeking loans for the purpose of financing new or continuing projects. These entrepreneurs are frequently unrealistic, their perception having been biased by wishful thinking. Bankers are left with a difficult screening problem: separating realists from optimists who may be clever and knowledgeable and completely sincere in their optimistic beliefs.

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Year of publication:	1997
Authors:	Manove, M. ; Padilla, A.J.
Institutions:	Centro de Estudios Monetarios y Financieros (CEMFI)
Subject:	BANKING \| CAPITAL \| LOANS

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Series:	Centro de Estudios Monetarios Y Financieros-.
Type of publication:	Book / Working Paper
Notes:	34 pages
Classification:	G21 - Banks; Other Depository Institutions; Mortgages ; M21 - Business Economics
Source:	RePEc - Research Papers in Economics

Persistent link: https://www.econbiz.de/10005475107