Building assets, building credit : creating wealth in low-income communities

Nicolas P. Retsinas, Eric S. Belsky, editors

"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher

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Year of publication:	c2005
Other Persons:	Retsinas, Nicolas Paul (contributor) ; Belsky, Eric S. (contributor)
Publisher:	Washington, D.C : Brookings Institution Press
Subject:	Niedrigeinkommen \| Low income \| Hypothek \| Mortgage \| Kreditgeschäft \| Bank lending \| Kreditpolitik \| Credit policy \| Verbraucherkredit \| Consumer credit
Description of contents:	Table of Contents [gbv.de]

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Extent:	Online-Ressource (xiv, 395 p) ill
Series:	James A. Johnson Metro Series
Type of publication:	Book / Working Paper
Language:	English
Notes:	Includes bibliographical references and index Cover; Title Page; Contents; Foreword; Acknowledgments; 1. New Paths to Building Assets for the Poor; 2. Credit Matters: Building Assets in a Dual Financial Service System; PART 1: Making Choices; 3. To Bank or Not to Bank? A Survey of Low-Income Households; 4. Refinance and the Accumulation of Home Equity Wealth; PART 2: Beyond Prime; 5. Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6. Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market 7. Hitting the Wall: Credit as an Impediment to Homeownership8. Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4: Role of Regulation; 9. Models of Credit Market Regulation; 10. Accuracy in Credit Reporting; 11. Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5: Working toward Solutions; 12. Institutions and Inclusion in Saving Policy; 13. Unbanked to Homeowner: Improving Financial Services for Low-Income, Low-Asset Customers 14. Innovative Servicing Technology: Smart Enough to Keep People in Their Houses?Contributors; Index Electronic reproduction; Available via World Wide Web
ISBN:	0-8157-7409-5 ; 978-0-8157-7409-9 ; 0-8157-9784-2 ; 978-0-8157-7409-9
Source:	ECONIS - Online Catalogue of the ZBW

Persistent link: https://www.econbiz.de/10012673359