Cooperativas de crédito, desarrollo y creación de empleo

Credit co-operatives could have an essential role in the promotion of regional economic development, and so that, in job creation. Directly, they are the most active banking institutions in employees engaging. In an indirect, and more important, way, they can play a triple role: as they are institutions with a very strong local introdution, they avoid the financial recourses transfers to other areas; other way, as co-operative institutions, promoting other co-operative corporations and their net articulation, by the discharge of interco-operation principle; at least, through the direct start of concrete proyects (investment societies, research centers, etc.) that allow to improve the regional production factors, and therefore, the endogenous increase conditions. The aim of this article is to show and clarify those ways to play as local development agents.