Credit for What? Informal Credit as a Coping Strategy of Market Women in Northern Ghana
This paper explores the use of informal credit as a strategy for managing risks by market women in northern Ghana. A broad concept of the costs of risk management strategies is introduced and encompasses both a time and monetary dimension. Based on qualitative data, the analysis reveals that market women invest a considerable amount of time in maintaining complex networks of informal credit providers to ensure their access to credit once a shock occurs. Informal credit involves high transaction costs and prevents market women from growing out of poverty in the long term.
Year of publication: |
2010
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Authors: | Schindler, Kati |
Published in: |
Journal of Development Studies. - Taylor & Francis Journals, ISSN 0022-0388. - Vol. 46.2010, 2, p. 234-253
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Publisher: |
Taylor & Francis Journals |
Saved in:
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