Electronic Payments in the European Market : Creating a Level Playing Field between Banks and Non-Banks

1. Introduction: Banks And Non-Banks In The European Market For Payments -- 2. Payments -- 3. Key Legislative Initiatives On The Establishment Of An Internal Market For Payments -- 4. Non-Bank Market Access -- 5. Security Measures For Banks And Non-Banks -- 6. Anti-Money Laundering And The Allocation Of Responsibilities Between Banks And Non-Banks -- 7. Allocation Of Liability In Case Of Unauthorised Or Erroneous Payments -- 8. Payment Systems And Non-Banks Access To Payment Systems -- 9. EU Competition Enforcement In The Payments Sector -- 10. Concluding Remarks.