Farms and Agricultural Enterprises for Development of Sustainable and Smart Cooperatives : A Multifactor Approach Using Digital Farm Management

This paper presents a multi-criteria mathematical model which is capable to facilitate the formation of smart cooperatives and to collect behavioural data about small farmers. The model for smart cooperation is based on Gross Margin calculation and a multifactor approach known as the Analytic Network Process. The ANP, based on the farmer estimations, allows us to determine his behavioural risk for managing the farm. The model can also be useful for banks and insurance companies as they can be interested in estimating the risk for the farmers