Financial Exclusion

Online-Ressource (XVI, 184 p, online resource)

Includes bibliographical references and index

Cover; Contents; List of Tables; List of Figures; Glossary of Acronyms; Preface; Chapter 1 Introduction; Chapter 2 Nature, Consequences and Policy Reactions: An Overview; Chapter 3 Financial Exclusion in the UK; Chapter 4 Tackling Financial Exclusion in the UK; Chapter 5 Financial Exclusion in the US; Chapter 6 Financial Exclusion in Europe; Chapter 7 European Policy on Financial Exclusion and Bank Strategies; Chapter 8 Financial Exclusion in Developing Countries; Chapter 9 Financial Exclusion - Areas for Further Study; References; Index;

List of TablesList of Figures -- Glossary of Acronyms -- PART 1: INTRODUCTION -- Aims and Objectives -- PART 2: NATURE, CONSEQUENCES AND POLICY REACTIONS: AN OVERVIEW -- Introduction -- Nature and Causes -- The Financially Excluded -- Consequences of Financial Exclusion -- US Experiences -- Responding to Financial Exclusion -- Conclusions -- PART 3: UK EXPERIENCES -- Introduction -- Financial Exclusion in the UK and the Nature of Excluded Groups -- Background and Types of Indicators -- Why is Financial Exclusion Occurring in the UK? -- Excluded Groups and Products -- Barriers to Financial Inclusion -- Consequences of Financial Exclusion -- PART 4: TACKLING FINANCIAL EXCLUSION IN THE UK -- Introduction -- Government and Financial Sector Partnership -- Universal Banking and Basic Banking Services -- Promoting Financial Literacy and Closing the Information Gap -- Tailoring Products and Strategies -- Other Institutional Arrangements -- SMEs and Micro Credit (Microfinance) -- Regulation and Financial Exclusion -- Conclusions -- PART 5: FINANCIAL EXCLUSION IN THE US -- Introduction -- Nature and Extent of the Problem -- Causes and Consequences -- Responses to Financial Exclusion in the US -- A Note on Select Bank Trends and Development -- Conclusion: Bank Strategic Implications -- PART 6: FINANCIAL EXCLUSION IN EUROPE -- Introduction -- Policy and Strategic Context -- Select Comparative Data -- Responding to Financial Exclusion in Europe -- Market: Spain, Greece, Ireland and Italy -- Voluntary Role of Banks: France, Germany and Belgium -- Government as Mediator: The UK and the Attempt in France -- Government as Legislator: France, Portugal and Sweden -- Conclusions -- PART 7: EUROPEAN POLICY ON FINANCIAL EXCLUSION AND BANK STRATEGIES -- Introduction -- Market Context and European Policy Responses -- Historical and Institutional Settings -- Policy Responses to Financial Exclusion -- Bank Strategies and Products -- The Contribution to Economic Theory -- Conclusion -- PART 8: FINANCIAL EXCLUSION IN DEVELOPING COUNTRIES -- Introduction -- Features of Financial Exclusion in Developing Countries -- Rural Economies and Financial Underdevelopment -- Exclusion and Financial Development -- Financial Underdevelopment and the Finance-growth nexus -- Financial Development is Pro-poor -- Mechanisms of Financial Inclusiuon in Developing Countries: Informal Financial Networks and Microfinance -- Rotating Saving and Credit Associations (ROSCAs) -- The Microfinance Revolution -- A Note on the Microfinance Experience in Bolivia -- Development of Formal Intermediaries: Some Policy Lessons -- Conclusions -- PART 9: FINANCIAL EXCLUSION -- AREAS FOR FURTHER STUDY -- Introduction -- Areas for Further Study -- References.

10.1057/9780230508743 [DOI]

ECONIS - Online Catalogue of the ZBW