FinTech innovation : from robo-advisors to goal based investing and gamification

Intro -- Series Page -- Title Page -- Copyright -- Dedication -- Preface -- Organization of the Book -- Acknowledgments -- About the Author -- Part One: Personalize Personal Finance -- Chapter 1: The Theory of Innovation: From Robo-Advisors to Goal Based Investing and Gamification -- 1.1 Introduction -- 1.2 A Vibrant FinTech Ecosystem -- 1.3 Some Definitions, Ladies and Gentlemen -- 1.4 Personalization is King -- 1.5 The Theory of Innovation -- 1.6 My Robo-Advisor is an iPod -- 1.7 What Incumbents should Consider when Thinking about FinTech Innovation -- 1.8 Conclusions -- Part Two: Automated Long-Term Investing Means Robo-Technology -- Chapter 2: Robo-Advisors: Neither Robots Nor Advisors -- 2.1 Introduction -- 2.2 What is a Robo-Advisor? -- 2.3 Automated Digital Businesses for Underserved Markets -- 2.4 Passive Investment Management with ETFs -- 2.5 Algorithms of Automated Portfolio Rebalancing -- 2.6 Personalized Decision-Making, Individual Goals, and Behaviour -- 2.7 Single Minded Businesses -- 2.8 Principles of Tax-Loss Harvesting -- 2.9 Conclusions -- Chapter 3: The Transformation of the Supply-Side -- 3.1 Introduction -- 3.2 The Investment Management Supply-Demand Chain -- 3.3 How Intermediaries make Money -- 3.4 Issuers of Direct Claims (Debt Owners) -- 3.5 The Institutionalization of the Private Banking Relationship -- 3.6 The Digital Financial Advisor -- 3.7 Asset Management is being Disintermediated -- 3.8 ETF Providers and the Pyrrhic Victory -- 3.9 Vertically Integrated Solutions Challenge Traditional Platforms -- 3.10 Conclusions -- Chapter 4: Social and Technology Mega Trends Shape a New Family of Taxable Investors -- 4.1 Introduction -- 4.2 Generational Shift (X, Y, Z, and HENRYs) -- 4.3 About Transparency, Simplicity, and Trust -- 4.4 The Cognitive ERA -- 4.5 Conclusions.