Foreclosure differences across state lines

As we see in daily news coverage, the foreclosure crisis is on a national scale. Nevertheless, distinct phenomena of the crisis exist that are specific to different regions of the country, and even to different states. At the very least, our research calls for further study on state-by-state differences in mortgage-market regulation. The divergent experiences of Ohio's North Collinwood and Pennsylvania's Braddock neighborhoods are an insistent reminder to answer this call.