Health savings accounts for small businesses and entrepreneurs : shopping, take-up and implementation challenges
Susan M. Gatesi; Pinar Karaca-Mandic; James R. Burgdorf; Kanika Kapur
A combination of high deductible health plans (HDHPs) and health savings accounts (HSAs) holds promise for expanding health insurance for small firms. We provide information on HSA take-up and shopping behavior from a 2008 survey of female small business owners, revealing that the HSA marketplace can be confusing for small firms. HSAs may have expanded access to health insurance for the smallest firms (under three employees), but not for small firms more generally. A sizable number of firms offering HSA-eligible insurance did not offer attached HSAs. Firms offering HSAs were satisfied with their experiences, but faced challenges in implementing them. -- Health Savings Accounts ; Health Insurance Costs ; Small Business
Year of publication: |
2009
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Authors: | Gatesi, Susan M. ; Karaca-Mandic, Pinar ; Burgdorf, James R. ; Kapur, Kanika |
Publisher: |
Dublin : UCD Centre for Economic Research |
Subject: | Private Krankenversicherung | Private health insurance | Betriebliche Sozialleistungen | Employee benefits | Versicherungsbeitrag | Insurance premium | KMU | SME | USA | United States |
Saved in:
freely available
Extent: | Online-Ressource (PDF-Datei: 26 S., 147,07 KB) graph. Darst. |
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Series: | UCD Geary Institute discussion paper series. - Dublin, ZDB-ID 2586544-4. - Vol. 2009/38 |
Type of publication: | Book / Working Paper |
Type of publication (narrower categories): | Arbeitspapier ; Working Paper ; Graue Literatur ; Non-commercial literature |
Language: | English |
Notes: | Systemvoraussetzungen: Acrobat Reader |
Other identifiers: | hdl:10197/2623 [Handle] |
Source: | ECONIS - Online Catalogue of the ZBW |
Persistent link: https://www.econbiz.de/10003899938