Household credit and regulatory arbitrage : evidence from online marketplace lending
Year of publication: |
2023
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Authors: | Braggion, Fabio ; Manconi, Alberto ; Zhu, Haikun |
Published in: |
Management science : journal of the Institute for Operations Research and the Management Sciences. - Hanover, Md. : INFORMS, ISSN 1526-5501, ZDB-ID 2023019-9. - Vol. 69.2023, 10, p. 6271-6292
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Subject: | Chinese financial system | household leverage | loan-to-value caps | macroprudential regulation | online marketplace credit | Kredit | Credit | Kreditgeschäft | Bank lending | Privater Haushalt | Household | China | Regulierung | Regulation | Wirkungsanalyse | Impact assessment | Verbraucherkredit | Consumer credit | Finanzmarktaufsicht | Financial supervision | Online-Handel | Online retailing | Private Verschuldung | Private debt |
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