How Access to Credit Affects Self-employment: Differences by Gender during India's Rural Banking Reform
Household survey data for 1983-2000 from India's National Sample Survey Organisation are used to examine the impact of credit on self-employment among men and women in rural labour households. Results indicate that credit access encourages women's self-employment as own-account workers and employers, while it discourages men's self-employment as unpaid family workers. Ownership of land, a key form of collateral, also serves as a strong predictor of self-employment. Among the lower castes in India, self-employment is less likely for scheduled castes prone to wage activity, but more likely for scheduled tribes prone to entrepreneurial work.
Year of publication: |
2011
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Authors: | Menon, Nidhiya ; Rodgers, Yana van der Meulen |
Published in: |
Journal of Development Studies. - Taylor & Francis Journals, ISSN 0022-0388. - Vol. 47.2011, 1, p. 48-69
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Publisher: |
Taylor & Francis Journals |
Saved in:
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