Impact of Non-Performing Assets on Operational Performance of the Select Public Sector Banks in India

The financial sectors play a vital role in the growth of economy because it provides financial facilities and services to the development of the core sectors. Therefore, core sectors may perform better without any financial crisis but due to the Non-Performing Assets (NPA) in the banking sectors, the banks may not perform well operationally as well as financially and sometimes they may not be able to provide financial services to the core and allied sectors, which helps the economic development. The present study is taken to analyse the NPA in the banking sectors as well as to analyse the performance of Punjab Sind Bank and Bank of India by taking its financial data from 2016-17 to 2019-20