Impact of Regional Rural Banks on Rural Farmers - A Case Study of Belgaum District

This study examined the impact of rural banking on rural farmers in Belgaum district. The convenient sampling procedure was used to select 90 farmers and 12 workers at the regional rural banks studied for the research. Frequencies, percentages and bar graphs were the major statistical tools used to analyze the data collected from the regional rural banks. The article clearly states that higher rate of interest on loans will reduces the loan borrowing ability of the farmers. That is, higher interest rates tends to have an adverse effect on the development or growth of the farmers or businesses in India since they depend very much on availability and accessibility to funds