Income, Wealth and Consumption of Cross-Border Commuters to Luxembourg

Exceeding 40% of domestic employment cross-border commuters are extremely important to Luxembourg's economy and labour market in general. This paper presents unique information on their income, wealth and consumption using representative survey data from cross-border commuter households to Luxembourg. The estimated average total net wealth of cross-border commuter households is about EUR 240,000, which falls substantially short of comparable estimates for Luxembourg resident households exceeding EUR 700,000. Cross-border commuters do not only receive money from but also leave money in Luxembourg. In terms of consumption expenditures, they spend on average more than EUR 9,300 per year inside Luxembourg?s borders, representing about 15% of their total gross income and 17% of their gross income from Luxembourg.