Investing in Large Scale Financial Inclusion: The Case of Colombia

Conditional Cash Transfer (CCT) programs have become in many countries the largest social program and the framework upon which a social protection network is being built. These programs have more than 24 million beneficiaries in the Latin America and the Caribbean region and have been subject to many types of evaluations showing them to be an effective means of increasing demand for health and education services. This study analyzes Familias en Accion, the national CCT program in Colombia.