Las disparidades de género en la tasa de irregularidad del crédito como fenómeno estructural: Evidencia para la Argentina

The literature that examines structural gender differences in behaviour and contributes to understand the lower rates of non-performing loans of women compared to men concerns different disciplines, such as sociology, psychology, law and economics. Although there are still critical gaps in this area of knowledge, the individuals' internalization of gender roles as self-standards emerges as a common factor in the explanations provided by the literature. This paper explores whether Covid-19 outbreak changed the standard risk of loan repayment by gender in Argentina. Using unique registration data, the results provide new empirical evidence regarding the structural character of gender disparities in loan payment performance.