Lending Risk Analysis of Projects Sponsored by Banks - A Case Study of Agrani Bank

This paper has highlighted the lending risk analysis procedures of Banks. Banks and other financial institutions play a vital role in fostering the economic and social condition of a country. They help to develop a conducive climate for capital formation and constitute the core of the country's organized financial system. They mobilize the savings of people and channel the resources towards different sectors of the economy. While doing this a bank should sincerely follow the appropriate credit policy and assess the credit risk carefully. The study attempts to evaluate the existing credit policy and lending risk analysis of Agrani Bank as a case study and recommend some policy implications