Low-income homeownership : examining the unexamined goal

Online-Ressource (xiv, 495 p)

ill., maps

Includes bibliographical references and index

Cover; Title Page; Contents; Foreword; Acknowledgments; 1. Examining the Unexamined Goal; 2. Anatomy of the Low-Income Homeownership Boom in the 1990s; 3. The Industrial Structure of Affordable Mortgage Lending; PART 2: Overcoming Borrowing Constraints; 4. Eliminating Credit Barriers: How Far Can We Go?; 5. Prepurchase Homeownership Counseling: A Little Knowledge Is a Good Thing; 6. Supply-Side Constraints on Low-Income Homeownerhsip; PART 3: Returns to Homeownership; 7. Asset Appreciation, Timing of Purchases and Sales, and Returns to Low-Income Homeownership

8. Home Price Appreciation in Low- and Moderate-Income Markets9. Policy Implications of Portfolio Choice in Underserved Mortgage Markets; PART 4: Low-Income Loan Performance; 10. Prepayment Risk and Lower-Income Mortgage Borrowers; 11. Performance of Low-Income and Minority Mortgages; 12. Performance of Community Reinvestment Loans: Implications for Secondary Market Purchases; PART 5. Socioeconomic Impacts of Homeownership; 13. Social Benefits and Costs of Homeownership; 14. Housing and Wealth Accumulation: Intergenerational Impacts; 15. Impact of Homeownership on Child Outcomes

16. Building Homes, Reviving Neighborhoods: Spillovers from Subsidized Construction of Owner-Occupied Housing in New York CityContributors; Index

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ECONIS - Online Catalogue of the ZBW