Microfinance market in 2022

The imposition of anti-Russian sanctions had almost no effect on the activities of microfinance organizations (MFOs) and despite the slowdown in the growth rate of the total portfolio and the growth of funding costs the profitability and net income of MFOs hit all-time high levels over the past few years. This year MFOs will face regulatory restrictions aimed at minimizing credit risks; adapting to the new conditions will stabilize the situation in the industry and balance the risk-income ratio