New approaches in the analysis of banking performances

Starting from the necessity of the maximisation of the banking performances based upon the maintenance of a certain risk profile of the bank, we analysed the profitability of the foreign banks in comparison to the one of the autochthonous banks. At the same time, we evaluated based upon the data supplied by the National Bank of Romania, the evolution of the banking performances in the banking system in Romania. Although the rating agencies have improved the risk perspective for the banking sector in Romania, these warn however that the risks for the banks which activate in our country are bigger than in other countries in the area.