Opioid Crisis and Bank Mortgage Lending

This study examines the effect of the opioid epidemic on bank mortgage lending decisions. We find that mortgage loan applications from risky borrowers with greater local opioid exposure are less likely to be approved. We use various fixed effects and matched loan analysis to identify any consistent causal effects. We find similar results when using the variation in opioid prescription generated by the state-level PDMP adoption

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Year of publication:	2022
Authors:	Liu, Shiang
Publisher:	[S.l.] : SSRN
Subject:	Hypothek \| Mortgage \| Kreditgeschäft \| Bank lending \| Finanzkrise \| Financial crisis \| Drogenkonsum \| Drug consumption \| Bankenkrise \| Banking crisis \| Bank \| Subprime-Krise \| Subprime financial crisis

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Extent:	1 Online-Ressource (12 p)
Type of publication:	Book / Working Paper
Language:	English
Other identifiers:	10.2139/ssrn.4216318 [DOI]
Source:	ECONIS - Online Catalogue of the ZBW

Persistent link: https://www.econbiz.de/10013491920