Re-thinking the regulatory environment of credit reporting: Could legislation stem privacy and discrimination concerns?
Purpose – This paper examines the activities carried out in the UK by credit refer agencies, current business practices, and the legal standing of credit reporting. Design/methodology/approach – Legal analysis that aims to demonstrate that the current legal framework is inadequate. Findings – It suggests areas and issues for further legal debate and policy consideration. Ultimately, this study puts forward the case for specific legislative intervention to strike a balance between privacy rights, discrimination concerns, and the needs of the credit industry. Originality/value – Little or no research has been conducted on the topic by lawyers.
Year of publication: |
2006
|
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Authors: | Ferretti, Federico F. |
Published in: |
Journal of Financial Regulation and Compliance. - Emerald Group Publishing. - Vol. 14.2006, July, 3, p. 254-272
|
Publisher: |
Emerald Group Publishing |
Subject: | Consumer credit | Credit | Credit rating | Privacy |
Saved in:
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