Risikoselektion und Risikoausgleich am Beispiel der gesetzlichen Krankenkassen in Deutschland

This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance market since the adoption of the so-called "Gesundheitsstrukturgesetz" of 1992. Further, the "Risikostrukturausgleich" as well as other measures are discussed as instruments of artificially spreading risks in this very market before recommendations for adequate policies are given.

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Year of publication:	2005
Authors:	Dieterich, Felix
Publisher:	München : Ludwig-Maximilians-Universität München, Volkswirtschaftliche Fakultät
Subject:	Krankenversicherung \| Krankenkassen \| Versicherung \| Risikoausgleich \| Risikostrukturausgleich \| Gesundheitsstrukturgesetz \| Gesundheit \| Risiko \| Prämie \| cream-skimming \| insurance \| health

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Series:	Munich Discussion Paper ; 2005-18
Type of publication:	Book / Working Paper
Type of publication (narrower categories):	Working Paper
Language:	German
Other identifiers:	10.5282/ubm/epub.718 [DOI] 81255258X [GVK] hdl:10419/104176 [Handle] RePEc:lmu:muenec:718 [RePEc]
Classification:	I11 - Analysis of Health Care Markets
Source:	EconStor

Persistent link: https://www.econbiz.de/10010427438