Small-Dollar Lending: Is There A Responsible Path Forward?

This report examines the problem of access to credit for low- and moderate- income households. It notes that this problem has two dimensions. On the one hand, there are millions of consumers without access to mainstream sources of consumer credit. On the other hand, many of these same consumers do obtain high-cost credit that ends up harming rather than helping them.

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Year of publication:	2012-08
Authors:	Campen, Jim
Institutions:	Center for Economic and Policy Research (CEPR)
Subject:	loans \| economics \| Consumer Credit Access \| Innovation \| and Modernization Act \| H.R. 6139 \| pay day loans \| inequality

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Extent:	application/pdf
Series:	CEPR Reports and Issue Briefs.
Type of publication:	Book / Working Paper
Notes:	31 pages
Classification:	G - Financial Economics ; G2 - Financial Institutions and Services ; G21 - Banks; Other Depository Institutions; Mortgages ; D - Microeconomics ; D1 - Household Behavior and Family Economics ; D14 - Personal Finance ; K - Law and Economics ; K2 - Regulation and Business Law
Source:	RePEc - Research Papers in Economics

Persistent link: https://www.econbiz.de/10010569384