Solutions Pratiques au Problème de Financement des PME au Cameroun

The role of small and medium enterprises (SMEs) in the fight against unemployment and economic activity stimulation is well established. Until today and due to lack of funding, Cameroon suffers of an unsustainable private sector constituted by SMEs at more than 90%; A situation which tends to increase with the advent of financial crisis. The survival of SMEs therefore commands the implementation of an effective funding mechanism, which is the cornerstone of their health and development. With this framework and based on a study we undertaken, this policy brief proposes different actions policy maker can take to solve the problem of funding deficit that suffered Cameroonian SMEs. As resume: • The state should develop and maintain cleansing policy and facilitating SMEs financing mechanisms; • The promoters of SMEs and entrepreneurs should challenge and correct their behavior detrimental to the search for funding; • And finally, the financial institutions should, as the state, facilitating the process of SMEs financing.