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The Market for Home Mortgage Credit: Recent Changes and Future Prospects

Three major changes occurred during the 1980s in the market for home mortgage credit; the securitization of fixed-rate mortgages, the development of a national primary market for adjustable-rate mortgages, and the decimation of the saving and loan industry. These changes and their impacts on various financial industries and homebuyers are the subjects of this paper. I also briefly speculate about likely future changes in this market.
Year of publication:
1990-12
Authors: Hendershott, Patric H.
Institutions: National Bureau of Economic Research (NBER)
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Extent:
application/pdf
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Type of publication: Book / Working Paper
Notes:
ME published as Gilbert, ed., Recent Changes in the Market for Financial Services, Economic Policy Conference, FRB of St. Louis, 1992, pp.99-123 Number 3548
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Persistent link: https://www.econbiz.de/10005720749
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