Vob Property Analysis - An Additional Instrument for Assessing Real Estate Collateral in The Banking Industry

The following article gives an overview of new European supervisory requirements for credit institutions concerning real estate finance. VOB Property Analysis and its field of application are also explained in a broader context. VOB's Property Analysis is based upon the common TEGoVA Property and Market Rating (PaM). VOB Property Analysis is basically an instrument for banks to help them fulfil their regulatory obligations, regarding the capital adequacy of loans secured by mortgages.