What Determines Financial Exclusion? Evidence from Bolivian Household Data

We use a bivariate probit model with sample selection to investigate the factors affecting financial exclusion of Bolivian households. We find evidence that for heads of households, being female and indigenous is likely to result in exclusion from formal credit mechanisms, though being employed in the public sector and, for females, by having a university education, mitigates this.

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Year of publication:	2010-09
Authors:	Altunbas, Yener ; Thornton, John ; Kara, Alper
Institutions:	Bangor Business School, Bangor University
Subject:	Credit Exclusion \| Financial Exclusion \| Informal Financial Institutions \| Bolivia

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Extent:	application/pdf
Series:	Working Papers.
Type of publication:	Book / Working Paper
Notes:	Number 10018 11 pages
Classification:	D14 - Personal Finance ; G21 - Banks; Other Depository Institutions; Mortgages
Source:	RePEc - Research Papers in Economics

Persistent link: https://www.econbiz.de/10010711121