The workforce management plays a significant role in the ever changing era. In the liberalized environment managing, developing and retaining employees in any organization is a taunting task. The role of HR manager is always difficult for coping with the employee expectations. It is also...

The purpose of the Companies is to create and sustain long-term shareholders value. Cooperative aim is to fulfill the needs of its members who are also the capital contributors. But both are produce rapid, reliable succinct, simple, usable financial information which in turn, should be focused...

India has the second largest number of financially excluded people in the world. Both the Government and the Reserve Bank have taken initiatives continuously to address the issue of inclusive growth. The entire argument on financial inclusion is whether the financially excluded community can be...

It is a common belief that in India, cooperative banks are not functioning well and will not be able to face competition from their counterparts. To confirm this statement, due to mismanagement in some of the urban cooperative banks in the states of Maharashtra, Gujarat and Andhra Pradesh, the...

The human capital has emerged as the make or break factor of any bank survival and growth. Failures in talent management are an ongoing source of pain for executives in modern organizations. (Peter Cappelli, 2008). The talent management is becoming a key theme driving strategic Human Resources...

Customer Relationship Management (CRM) is the establishment, development, maintenance and optimization of long-term mutually valuable relationships between consumers and the organizations. Effective CRM implementation requires coordination of channels, technologies, customer and employees. At...

This article examines the recent policy developments of UCBs as well as the major issues and challenges. In the last one and a half decade the UCBs have undergone historical transformation of unprecedented breadth and depth. This new stage has generated special concern amongst cooperative banks....

The urban cooperative sector has undergone lot of changes from the inception. The changes that have taken place in UCBs have been for more significant and more radical than others. It is true that several committees and commissions have to evaluate the performance of the UCBs from time to time...

UCBs are required to lend 60 per cent of their total loans and advances to the priority sector and 25 per cent of priority sector lending should go towards weaker sections. Since the operational efficiency of the UCBs is crucial in ensuring adequate and timely flow of credit to urban and...