Ha, Seung-Bum; Udonava, Ina; Cheng, Ming - In: Global Business & Finance Review (GBFR) 26 (2021) 2, pp. 83-109
moderating variables. Additionally, the perceived ubiquity of consumers, a unique attribute of m-payments, was used as a … the process of adoption. Finally, the analysis showed that perceived ubiquity is a mediating variable in the relationships … ubiquity was found to mediate influence of consumers' perceived usefulness and perceived enjoyment on behavioral intention to …