to promote minority business ownership, racial disparities in entrepreneurship have been stubbornly persistent through … current programs designed to address racial disparities in entrepreneurship have failed and offers guidance for new kinds of …

We explore whether financial access explains persistent gender and racial imbalance in entrepreneurship. The 1979 NLSY … for young people to attempt entrepreneurship. We find that the movement away from local finance supported new entry by … African American men into entrepreneurship, but not by women of any race. We show that financial access is an important …