As the governance of financial institutions is becoming an important issue, there are many papers empirically investigating the governance issues of banks, which are stock companies. However, cooperative structured financial institutions (co-ops), which have a unique governance structure...

Cooperative model in micro-lending is proving to be very successful as the co-operative institutions utilize the local economic resources and are very instrumental in mobilizing micro-savings and micro-lending. This paper discusses the various models of microfinance lending in general and the...

Productivity as a concept in both manufacturing as well as service industries is a function of inputs and outputs. Banking is a service industry with its product in the form of services. Where a firm's final output consists of some quantitative commodity, the concept of productivity in relation...

Given the in-built risks relating to leverage, liquidity, and fiduciary liability in banking, apartfrom tightly regulating the banks, many the jurisdictions have also put in place depositguarantee schemes for bank customers. However, a deposit guarantee scheme provides a restricted coverage, and...

The purpose of the Companies is to create and sustain long-term shareholders value. Cooperative aim is to fulfill the needs of its members who are also the capital contributors. But both are produce rapid, reliable succinct, simple, usable financial information which in turn, should be focused...