This paper studies endogenous diffusion and impact of a cost-saving technological innovation -- Internet Banking. When … towards a new steady state. Applying the theory to a panel study of Internet Banking diffusion across 50 US states, we examine … disentangle the interrelationship between Internet Banking adoption and growth of average bank size, and explain the variation of …

innovation, Internet banking technology, within a two-stage game, parameterized by the distribution of bank size and uncertainty … smaller banks, for purely strategic advantages, and act as market leaders in the provision of Internet banking services. Like … hypotheses on investment in Internet banking services with data from a sample of 1,618 commercial banks in the tenth Federal …

Analysis of banks in Tenth District states that have adopted Internet banking shows an adoption rate that is similar to … Internet banking. ; Banks that have adopted Internet banking have introduced it in markets with demographic and economic … characteristics that help to ensure customer acceptance. They have also used the Internet in a way that complements their business …

banking industry and the focal innovation of transactional Internet banking as a suitable empirical context to employ …