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The following is a summary of potential Information Communication Technology (ICT) strategies that can be employed to position banks to be successful in developing alternate delivery channels. The goal of this document is to highlight what ICT Technologies and high-level processes, objectives,...
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sample selection, alternative measures of bank efficiency and risk, alternative estimation methods, and omitted variable … rise in non-interest income efficiency. In reference to risk management, online channel adoption weakens the loan quality …Online banking has become an important distribution channel for commercial banks. We construct a bank …
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from two major e-commerce markets (China and Germany; N = 808) support our framework and suggest that perceived …
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This current study delves into the quality of consumer perception regarding brand channel integration that adopts the omnichannel approach. It specifically explores the impact of process consistency, breadth of the channel service choice, transparency of the channel service configuration, and...
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With the development of e-commerce and smartphones, consumers can use a variety of shopping modes (i.e., showrooming, webrooming, and completely offline/online shopping), each of which provides specific advantages in terms of price, assortment, service, etc. Using a great variety of these...
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