In the second quarter of 2009, the FDIC imposed a special assessment on insured banks to replenish the deposit insurance fund. While the traditional assessment base for regular deposit insurance premiums was all insured deposits, the special assessment was applied to a bank's total assets minus...

The Legacy Loans Program (LLP) is an elaborate way of slicing the Federal Deposit Insurance Corporation's (FDIC's) receivership assets. At best, the financial structure is irrelevant to the FDIC's expected long-run recovery rates. Yet, it may boost short-term prices by creating bond insurance...

Purpose – The purpose of this paper is to investigate whether there are any differences in the capitalization speed-of-adjustment across regulatory capitalization buckets of commercial banks in the USA, for the period 2002-2009. Design/methodology/approach – The Federal Deposit Insurance...