The spectacular failure of the 150-year old investment bank Lehman Brothers on September 15th, 2008 was a major turning … limited to the largest financial firms; (ii) the most affected institutions were the surviving “non-bank” financial services …

We investigate the impact of changes in capital of European banks on their risk-taking behavior from 1992 to 2006, a … capital banks hold. First, we assume that risk changes depend on banks' ex ante regulatory capital position. Second, we … consider the impact of an increase in each component of regulatory capital on banks? risk changes. We find that, for highly …

of deposit insurance adoption on individual bank leverage. Using a panel of banks across 117 countries during the period … capital buffer. This increase in bank leverage then translates into higher probability of insolvency. Most importantly, I …

’ liquidity risk into account. …In the paper, we first investigate the impact of an increase in capital requirements on the equity risk (beta) of … listed banks in France. We find that an increase in capital ratios reduces banks’ systematic risk. This leads to a decrease …

firms, under Basel 2, it depends in a predictable way on both the bank's model and the firm's risk. We exploit this two …We measure the impact of bank capital requirements on corporate borrowing and business activity. We use loan-level data …-way variation to empirically estimate the semi-elasticity of bank lending to capital requirement. This rich identification allows us …

-2012, controlling for risk-taking as well as a range of variables including the business model. We find that an increase in capital … leads to a significant increase in ROE, albeit the economic effect is modest. Furthermore, the method chosen by a bank to …