-related miscarriage. Building on the specific features of the French Health insurance system, this paper shows that variation in the … test. By contrast, the sole fact of being labelled 'high-risk' by the Health system seems to have, as such, only a modest …

This paper investigates the impact of health risk on insurance contract with hazard moral. We use a bi …-dimensional utility function (wealth and health status). We prove that the type of health risk influences the equilibrium of insurance … market. A full coverage is possible with moral hazard. Finally, the link between health risk and co-payment can be invalided. …