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This study investigates the relative importance of factors shaping banking and corporate landscapes in Thailand after 1997 through an empirical analysis of micro-data of Thai banks and firms. The results of the analysis of the bank data show that the deceleration of bank credit growth is mainly...
Persistent link: https://www.econbiz.de/10005045673
for non-performing loans. This way, the categorising of banks that boost their loan portfolio by excessive risk-taking - i …
Persistent link: https://www.econbiz.de/10008865898
Homeownership rates have increased significantly in many OECD countries over recent decades. Using micro-econometric decomposition techniques, this paper shows that part of this increase can be explained by changes in the characteristics of households, including age, household structure, incomes...
Persistent link: https://www.econbiz.de/10008873251
financial crisis. Capital regulation based on risk-weighted assets encourages innovation designed to circumvent regulatory … requirements and shifts banks’ focus away from their core economic functions. Tighter capital requirements based on risk … of bank equity, regulation that is not based on risk-weighted assets would affect annual GDP growth by -0.02 percentage …
Persistent link: https://www.econbiz.de/10009386330
, and the market has cooled off somewhat, but there remains a risk of a hard landing with a sharp downward price correction …
Persistent link: https://www.econbiz.de/10009386331
The 2008-09 global financial crisis did not result in the failure of any major financial institution in Israel, but it did reveal vulnerabilities in the non-banking sector . particularly in the corporate-bond market. Conservative regulation of the banking sector helped this segment avoid a...
Persistent link: https://www.econbiz.de/10009386332
Low investment rates are limiting Brazil’s future potential growth rate. This paper analyses a number of potential reasons for these low investment rates and discusses policy options to achieve faster capital accumulation. A shortage of domestic saving appears to be a major constraint to...
Persistent link: https://www.econbiz.de/10009350673
This paper analyses the factors influencing the level and volatility of real house prices in a panel of OECD countries over the period 1980-2005. Results suggest that real house prices tend to rise proportionally with real household incomes, while declines in structural unemployment and real...
Persistent link: https://www.econbiz.de/10008764468
regulation created an environment prone to excessive risk-taking: capital buffers were too small; the quality of capital was …-border banks. The creation of the European Systemic Risk Board is welcome. To improve cross-border supervision, the European …
Persistent link: https://www.econbiz.de/10008764882
A well-functioning housing market is essential for economic prosperity and well-being. A combination of favourable economic and financial conditions and tight housing supply led to sharp increases in real house prices between the mid-1990s and end 2007, which spurred household consumption. While...
Persistent link: https://www.econbiz.de/10009643456