Slovenia is facing the legacy of a boom-bust cycle that has been compounded by weak corporate governance of state …-owned banks. The levels of non-performing loans and capital adequacy ratios compare poorly in international perspective and may … for the two main stateowned banks in mid-2012. To foster the credibility of the new tests, the main results and underlying …

banks vulnerable to shifts in investor sentiment. However, investment and credit were mostly directed to sheltered sectors … commitments, this will require reforming public policies that have long distorted investment allocation, ensuring that banks …

Dutch banks were put under heavy strains early in the global downturn and have comparatively weak financial buffers to … adverse shocks. Banks are very large relative to the size of the domestic economy, have sizeable cross-border exposures and … taxpayer and the regulator’s tools available to reduce risks should be expanded. In particular, banks should set aside …

banking sector is sufficiently capitalised in the short term, banks are deleveraging by cutting down their dependence on cross … ban on foreign currency lending for mortgages, future uncertainties about parent banks’ funding and undermined creditors … while weakening banks’ solvency. The mid-December 2011 agreement between the government and the banking sector was a welcome …

banks. It will assist in reducing reliance on Eurosystem liquidity while minimising the squeeze on domestic credit. As … transferred to a government controlled “bad bank”, NAMA, and the associated heavy losses fully recognised by the banks. NAMA needs … draw a line under losses. Restructuring of the domestic banking system around two core pillar banks is underway but the …

recognised swiftly, losses taken, insolvent banks wound down orderly and capital shortfalls plugged at still solvent banks …