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Institut für Versicherungswirtschaft <Sankt Gallen> - St. Gallen : Inst. - 1.1964 - 24.1987; damit Ersch. eingest.

Persistent link: https://www.econbiz.de/10004165347

Das deutsche und schweizer Krankenversicherungssystem : Kosten, Leistungen und Anreizwirkungen aus Sicht der Versicherten

Eling, Martin; Parnitzke, Thomas - Institut für Versicherungswirtschaft <Sankt Gallen> - 2006

Seit einigen Jahren wird in Deutschland über Veränderungen in der Finanzierungund im Leistungskatalog des Krankenversicherungssystems intensiv diskutiert. Dabeiwerden häufig problematische Anreizstrukturen im Hinblick auf das Verhaltender Versicherten genannt. Insbesondere haben Versicherte...

Persistent link: https://www.econbiz.de/10005861544

Aufsicht über die berufliche Vorsorge: Internationaler Vergleich

Schmeiser, Hato; Nussbaum, Werner; Braun, Alexander; … - Institut für Versicherungswirtschaft <Sankt Gallen> - 2010

Die Regelung und Praxis der Aufsicht der beruflichen Vorsorge in den untersuchten Ländernergeben kein einheitliches Bild. Trotzdem sind Trends festzustellen, die auch für dieSchweiz von Interesse sind. Einer dieser Trends ist eine Aufsichtsintegration, wonach dieLebensversicherer, Banken und...

Persistent link: https://www.econbiz.de/10009305243

The United States RBC Standards, Solvency II, and the Swiss Solvency Test : A Comparative Assessment

Holzmüller, Ines - Institut für Versicherungswirtschaft <Sankt Gallen> - 2008

focus on property/casualty insurance, as implemented in three regions of the world (the United States, the European Union …, and Switzerland). To integrate the dynamics of the insurance and capital markets and recent developments in regulation we …

Persistent link: https://www.econbiz.de/10005861350

A Discussion of the Risk Assessment Methods for the German Automobile Insurance Industry

Parnitzke, Thomas - Institut für Versicherungswirtschaft <Sankt Gallen> - 2008

difficulty inherent to this approach for proper risk assessment. Then, we describe the insurance scoring approach as used in … the U.S. insurance market, which leads us to suggest scoring techniques as a risk assessment method for the German … automobile insurance industry. Finally, we discuss the benefits and problems of scoring in the context of automobile insurance. …

Persistent link: https://www.econbiz.de/10005861402

The Impact of the Secondary Market on Life Insurers' Surrender Profits

Gatzert, Nadine; Hoermann, Gudrun; Schmeiser, Hato - Institut für Versicherungswirtschaft <Sankt Gallen> - 2008

insurance contracts on the surrender profits of primary insurers.Our model includes mortality heterogeneity by applying a …

Persistent link: https://www.econbiz.de/10005861403

The Swiss Solvency Test and its Market Implications

Eling, Martin; Gatzert, Nadine; Schmeiser, Hato - Institut für Versicherungswirtschaft <Sankt Gallen> - 2008

insurance companies (Swiss Solvency Test), introduced in 2006. As the insurance industry is one of the largest institutional … changes in the asset and liability management of Swiss insurance companies. We investigate resulting effects on the Swiss …

Persistent link: https://www.econbiz.de/10005861404

Enhanced Annuities and the Impact of Individual Underwriting on an Insurers Profit Situation

Hoermann, Gudrun; Russ, Jochen - Institut für Versicherungswirtschaft <Sankt Gallen> - 2008

We analyze the effect of enhanced annuities on an insurer engaging in individualunderwriting. We use a frailty model for the heterogeneity of the insured populationand model the individual underwriting by a random variable that positivelycorrelates with the corresponding frailty factor. For a...

Persistent link: https://www.econbiz.de/10005861406

Minimum Standards for Investment Performance : A New Perspective on Non-Life Insurer Solvency

Eling, Martin; Gatzert, Nadine; Schmeiser, Hato - Institut für Versicherungswirtschaft <Sankt Gallen> - 2007

typically done in most insurance marketsour singlemodel will reduce complexity and costs for insurers as well as for …

Persistent link: https://www.econbiz.de/10005861466

An Analysis of Pricing and Basis Risk for Industry Loss Warranties

Gatzert, Nadine; Schmeiser, Hato; Toplek, Denis - Institut für Versicherungswirtschaft <Sankt Gallen> - 2007

In recent years, industry loss warranties (ILWs) have become increasingly popular in the reinsurance market. The defining feature of ILW contracts is their dependence on an industry loss index. The use of an index reduces moral hazard and generally results in lower prices compared to...

Persistent link: https://www.econbiz.de/10005861474