consultation with a qualified nongovernmental organization doctor, randomly offered by a health insurance provider to a subset of …

Healthcare financing through social health insurance has become a very important tool in providing access to and … utilization of health services in most developing countries such as Ghana. Ghana’s National Health Insurance Scheme (NHIS) is a … explore the challenges facing the District Mutual Health Insurance Schemes (DMHISs), how these challenges have been managed …

Migration and remittances can be used by rural households as a means of insurance, investment, and income augmentation … Ethiopia. Weaker evidence suggests migrants are additionally motivated to remit as a form of self-insurance against own shocks …

Low demand for micro-insurance has been a prominent problem in developing countries. We study the dynamics of insurance … default. Credit constraints and the possibility of insurer default both reduce the demand for insurance. We then propose an … alternative insurance design that allows farmers to enter an insurance contract while delaying payment of the premium until the …

smallholder farmers’ interest in formal insurance products. We propose a suite of insurance and savings products, and we … randomly vary the price of one insurance option (area-yield insurance) and the presence of one of the savings options (group … savings). Consistent with economic theory, farmers buy more of the insurance products that cover the risks they primarily face …

Migration and remittances can be used by rural households as a means of insurance, investment, and income augmentation … Ethiopia. Weaker evidence suggests migrants are additionally motivated to remit as a form of self-insurance against own shocks …

male and female farmers who are offered index-based agricultural insurance with those who are offered a variety of savings … instruments. We found that female farm managers were less likely to purchase agricultural insurance and more likely to invest in … savings for emergencies, even when we controlled for access to informal insurance and differences in crop choice. We …

manage drought risk: weather index insurance and a recently released drought-tolerant rice variety. We illustrate how these … independent of insurance, largely due to the yield penalty under normal conditions. When bundled with insurance, however, farmersâ …€™ valuation of the rice increases. Farmers value insurance on its own, but even more so when bundled with the drought …